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Kolekta Software3 September 2026 · 4 min read

The Creative Economy Owning Itself, Part 2: Who Gets to Lobby, and Who Doesn't

Banks and accountants had institutions ready when the 2026 Finance Bill landed. A freelance cinematographer had none. Part 2 on why ownership is the difference between using a tool and owning infrastructure.

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Part 1 covered where Kolekta started and why. This part is about what the right infrastructure actually get you collectively.

Who gets to lobby, and who doesn't

Here's the part that makes the "why does ownership matter" question concrete rather than philosophical.

In 2026, when the government tabled the Finance Bill, the institutions with the resources to organise a response did exactly that. The Kenya Bankers Association pushed back publicly on proposed levies on digital transactions, warning they could push usage back toward cash and erode financial inclusion gains. The Institute of Certified Public Accountants of Kenya, alongside the bankers' association, made formal submissions to the National Assembly's Finance Committee arguing that Kenya's PAYE tax bands were too narrow and pushed ordinary earners into higher brackets too quickly. Banks separately raised concerns about proposals to tax a share of undistributed corporate income as deemed dividends, arguing it would weaken their capital buffers.

Whatever you think of the specific proposals in that Bill, notice the mechanism at work: an entire sector had a standing, funded, professionally staffed association ready to show up in front of the committee that writes tax law and argue its case. Accountants had a similarly organised professional body doing the same. These weren't reactions built overnight. They were institutions that already existed, built years ago, precisely so the sector would have a voice when policy touched it.

A freelance cinematographer in Nairobi has no such body. Neither does a wedding photographer, a session musician, a graphic designer working project to project. When tax policy shifts and it affects them just as directly as it affects a bank, there's no institutional voice in that room built specifically to represent their interests. There's no association drafting a memorandum to the Finance Committee on behalf of Kenya's creative economy.

That's not a small gap. It's the same gap, structurally, that the right infrastructure is designed to close over time. Not by lobbying tomorrow, but by building it today. It takes years to build and that every other organised economic interest in the country already has. It's about who has a voice, a vote, and a structure behind them when decisions that affect their livelihood get made somewhere else.

Not a tool. Infrastructure.

We are not building a tool for you. We are building infrastructure with you.

That distinction is the whole point. A tool is something a company sells and you use. Infrastructure is something a community builds, owns, and can never have taken away from it by a founder cashing out or an investor forcing an exit. Kolekta Limited will operate as a real company, professionally run, commercially accountable, built to be excellent at what it does. While in the long run developing the infrastructure that can be used as leverage.

The creative economy has spent years building value for platforms, clients, and institutions that never asked it what it wanted in return. Kolekta starts from a different premise: that the people generating that value should have the right tools to serve them, built for them with their collective input and insights.